A HELOC lets you borrow only what you need when you need it. Use the equity in your home for a big-ticket purchase, home improvements, college tuition costs, or to refinance higher interest debt. The possibilities are endless.
Loans from $5,000 - $100,000
15-year draw period
Low closing costs
Variable rates as low as 4.00% APR
It's Easy to Apply!
Call a Loan Officer today at 276-782-9639 option 2
Visit your local branch
Whether you are buying your first home or refinancing your current mortgage, Mountain Empire Federal Credit Union, in association with myCUmortgage, has the right loan to fit your needs. Click below to compare loans, rates and closing costs or start your application.
We work with you to find the mortgage option that best suits your financial needs. We offer the following types of home mortgage loans:
Conventional
Federal Housing Administration (FHA)
Veteran's Administration (VA)
Jumbo
Adjustable Rate (ARM)
USDA Rural Development Home Loan
There are many reasons to refinance your home. You may be able to:
Lower your current interest rate
Reduce your monthly payment
Pay off your mortgage sooner
Convert to a fixed rate