Home Equity Line of Credit (HELOC)

A HELOC lets you borrow only what you need when you need it. Use the equity in your home for a big-ticket purchase, home improvements, college tuition costs, or to refinance higher interest debt. The possibilities are endless.

  • Loans from $5,000 - $100,000

  • 15-year draw period

  • Low closing costs

  • Variable rates as low as 4.00% APR

It's Easy to Apply!

  • Call a Loan Officer today at 276-782-9639 option 2

  • Visit your local branch

Mortgages

Whether you are buying your first home or refinancing your current mortgage, Mountain Empire Federal Credit Union, in association with myCUmortgage, has the right loan to fit your needs. Click below to compare loans, rates and closing costs or start your application.

Buying a Home

We work with you to find the mortgage option that best suits your financial needs. We offer the following types of home mortgage loans:

  • Conventional

  • Federal Housing Administration (FHA)

  • Veteran's Administration (VA)

  • Jumbo

  • Adjustable Rate (ARM)

  • USDA Rural Development Home Loan

Refinance Your Home

There are many reasons to refinance your home. You may be able to:

  • Lower your current interest rate

  • Reduce your monthly payment

  • Pay off your mortgage sooner

  • Convert to a fixed rate

 

Call a Mortgage Specialist today at 276-782-9639 option 2 for more details.