Auto Rates

as low as

4.80% APR*

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Recreational Loans

as low as

5.00% APR*

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Visa Credit Card

as low as

9.90% APR*

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Mountain Empire FCU mobile app shown on a phone and laptop

Mountain Empire FCU App

Available on iOS & Android. Download Now →

Mountain Empire FCU is now part of United Southeast FCU

The merger took effect on March 1, 2024. This is an archived copy of the former website (April 2023).

Mountain Empire Federal Credit Union Proudly Serves Our Community

If you live, work, worship or attend school in Smyth, Wythe or Washington counties, you and your family members are eligible to join Mountain Empire FCU. Organizations located in these counties also qualify for membership.

Members of Mountain Empire FCU have access to discounted health benefits through our partner GoodBenefits.

 

GoodBenefits is a discount program with savings on everyday living expenses and healthcare products and services.

If you would like to learn how you can save on everyday expenses for Healthcare, Dental, Vision, and more click the button below.