Stop paying high credit card interest rates!

Our Visa card gives you a fixed low rate with no annual fee. Check out our current loan rates below:

Visa Purchase Alerts

Purchase Alerts powered by Visa help you reduce fraud and monitor your spending anytime, anywhere. 

Register your cards to receive free real-time email alerts about purchase activity on your Visa credit card.

Visa alerts can notify you when:

  • Spending limits you set have been met

  • Transactions are made outside the United States

  • Transactions are made online or by phone

If you have questions, please call a Member Services Representative at 276-782-9639, option 3.

Apply for a Visa Credit Card Today!

  • Call a Loan Officer today at 276-782-9639 option 2

  • Visit your local branch